Saturday, August 15, 2015

Behavioral Science can improve Customer Experience




Service industries can benefit by breaking down frontline transactions and rebuilding them with behavioral and experiential principles. This can achieve rapid, measurable improvements in customer satisfaction.
Companies connect to many - even millions – of  encounters with customers through web sites and call centers - and are concerned about the quality of these encounters those encounters. And yet, the behavioral science is scarcely used in service operations.
·         In telecom business it was found that, by giving customers some control over their service encounters by allowing them to schedule field service visits at specific times could make them more satisfied, even when they had to wait a week or longer.
·         Banks often disturb the customer experience by altering the menus on ATMs or the interactive-voice-response (IVR) systems in call centers and fail to recognize the psychological discomfort customers experience when faced with unexpected changes.
·         Some restaurants recognize the psychological impact of ending a service encounter on a positive note and serve complementary desserts when the bill is being made.
·         This can be followed by call centers but they do not. In fact many call centers place so much emphasis on “average handling times” that they inadvertently encourage agents to end a call once its main business is complete, leaving customers with memories of brusque treatment.
Research has been done regarding how people form opinions about their experiences and the principles for designing customer encounters are :
1.      Get bad experiences over early, bring positive elements later when they are remembered
2.      Break up pleasure but combine pain for your customers, so that the pleasant parts of the encounter form a stronger part of their recollections.
3.      Finish strong, as the final elements of the encounter will stick in the customers’ memory.
4.      Give them choice, so they feel more in control of the encounter.
5.      Let them stick to their habits – unexpected change brings discomfort and disorientation
A systematic approach is needed to counteract the natural tendency of service operations to focus on the needs of IT systems and work flows, not to mention the preferences of employees, managers, and service providers, largely ignoring the way customers perceive their service encounters. If companies in a broad range of service industries—including banking, telecommunications, and retailing—applied a rigorous approach, they would reap significant economic benefits, ranging from reduced churn to greater cross-selling to additional customer referrals.


Case study
An American Health  Insurance company wanted its insured lives with serious long term illnesses to manage their treatment and lifestyles properly. They did this by making pre-scheduled regular calls from a team of nurses who used checklist to sequence discussions with the customers. This helped compliance and helped the company too as it reduced the overall cost of treatment.  The company then decided to make following changes

Get bad experiences over with early
The team identified difficult issues—for example, the forthcoming lapse of certain insurance benefits or the need to transfer from one facility to another and moved them to the start of the call. It also set up a later phase built around constructive coaching from the nurses on how to deal with the issues raised earlier. In addition, general questions that were likely to make patients uncomfortable (about current pain levels, smoking habits, eating patterns, and alcohol consumption, for instance) were moved from the end of the call to the beginning.

Break up pleasure and combine pain
By combining the most challenging elements of a call in its first phase, the health-management team could focus on positive aspects during the rest of it. The team found that patients responded very positively to coaching by nurses, so there was an effort to ensure that coaching on multiple topics was an explicit part of every phase of the call. A nurse might, for example, discuss the next treatment steps, how the patient could take advantage of all covered benefits, and ways of minimizing out-of-pocket expenses. There was also an effort to resolve all possible issues within a call and to transfer it to other groups only as a last resort.

Finish strongly
The conclusion of the health-management calls was scripted to finish on a positive note by emphasizing the tangible insurance benefits available to patients and, where medically appropriate, the likelihood of a successful outcome to the agreed-upon action plan. At the end of a program lasting several months, with calls taking place every month or so, patients received a final call from their health-management nurse. This call ended by celebrating their progress, reviewing the goals they had met, and summarizing the positive steps they had taken to achieve those goals.

Give customers choice
The company made an effort to give customers explicit choice on three critical elements: the type of treatment plan, which facilities to visit and which doctors to see, and the timing of future calls. In each area, the nurse was guided to tell the customer, “You have a choice; let me give you some options.” Customers explicitly had the right to make the ultimate decision, though the outcome may have been limited or strongly suggested—for example, “Hospital A is closest to your home, but B is only 15 minutes further away, and it has a specialist unit with a great track record at treating your condition.”

Let customers stick to their habits
In many situations, it was important for patients to change their lifestyles—say, by eating different foods, consuming less alcohol, or exercising. To encourage patients to make these changes while minimizing the discomfort they generated, nurses introduced them gradually over a series of calls. Dietary changes might be discussed initially, for instance, followed by encouragement to begin exercise. The nurses also tried to reframe the patients’ perceptions of the severity of the changes by comparing them with more unfavorable alternatives: for example, “instead of eliminating your favorite foods altogether, why not just try picking low-fat varieties next time you are in the store.” The team also worked to ensure that the calls themselves became a positive habit for the patients. This approach gave them the option of having the same nurse on follow-up and promoted a consistent approach for every call, so that they became used to the encounters.

Results
The effect of the changes was significant. Patients in the test group reported an average satisfaction level seven percentage points higher than that of patients in the control group—for calls with the same basic content. These patients’ satisfaction levels with the company was on average eight percentage points higher than that of the control group. More important, patients in the test group were on average five percentage points more likely to say that the calls had motivated them to make positive changes in their behavior.

Notably, the program didn’t significantly affect the company’s costs or change key operational metrics, such as the length of a call or the number of calls a day. Moreover, test group nurses reported an average level of job satisfaction higher than that of the control group nurses. Finally, the impact was rapid. Most of the increase in the satisfaction levels of the test group patients happened within two weeks.

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